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HomeCTB Accounts

CTB Accounts

Choose the Account That Fits Your Needs and Helps You Reach Your Goals
At Capital Trust Bank, we understand that every individual and business has unique financial needs. That’s why we offer a wide range of accounts designed to support your financial goals, whether you’re managing your personal finances, growing your business, or simply seeking a secure and convenient place to manage your money.
Open Account

open an your account with CTB

How to get started

The bank account that provides flexible access with more ways to bank

1. Choose Your Account Type

Explore the CTB account options available from our website or visit the nearest branch office for inquire

2. Gather Your Documents

You'll need a valid form of identification (e.g., National ID Card, Passport),possibly other documents as required

3. Visit Any CTB Branch

Visit any CTB branch and inform them you wish to open an account. our customer service will walk you through application process.

4. Fund Your Account

After filling the application form and submitting all required documents, you'll be asked to make your initial deposit

CTB Account Types

Simple, Convenient Banking

Current Account

Our CTB Checking accounts offer a seamless banking experience with convenient access to your funds, online and mobile banking, and a variety of options to suit your lifestyle. Whether you need a no-frills account or one with added perks, we have the perfect checking solution for you.

  • Free online and mobile banking.
  • Debit card access.
  • Overdraft protection options
  • Paperless statements.
  • Access to our network of ATMs.
  • Optional rewards program
  • Monthly maintenance fees

Ideal For individuals looking for an everyday banking account with convenient access to funds.

Savings Accounts
Start saving towards your goals with our flexible savings account options.
  • Competitive interest rates.
  • FDIC-insured.
  • Easy online transfers and management.
  • Options for different savings needs
  • Tiered interest rates
  • Minimum balance requirements
  • No monthly maintenance fees
  • 0 Frs Maintenance Fee
  • Yes Interest Bearing
Apply Now
Student Accounts
Manage your finances effectively while focusing on your education. We have a good offer for you
  • Low or No Monthly Fees
  • Free Online and Mobile Banking
  • Debit Card Access
  • Fee-Free ATM Access
  • Student Discount Programs
  • Minimum balance requirements
  • No monthly maintenance fees
  • 0 Frs Maintenance Fee
  • Yes Interest Bearing
Apply Now
Business Accounts
Manage your business finances with our tailored banking solutions.
  • Dedicated business banking support.
  • Multiple account options for different business sizes.
  • Business debit cards.
  • Integration with accounting software
  • Easy online management.
  • Minimum balance requirements
  • Yes Maintenance Fee
  • Yes Interest Bearing
Apply Now
Group Accounts
Are you a community group, association, cooperative, or family pool, our Group Accounts is for you
  • Multiple signatories available.
  • Transparent record-keeping and reporting.
  • Easy access to funds through our branch offices.
  • Customizable account options to meet the specific needs of the group.
  • Secure handling of shared group finances.
  • Minimum balance requirements
  • No monthly maintenance fees
  • 0 Frs Maintenance Fee
  • Yes Interest Bearing
Apply Now
Minor Accounts
Start Your Child on a Path to Financial Success. Open a minor account through CTB. Plan for your child's future
  • Parental or Guardian control and oversight.
  • Low or no minimum balance requirements.
  • Easy access for withdrawals with parental permission.
  • Track spending and savings progress.
  • Safe and secure way to manage allowance or gifts.
  • Encourage saving habits early.
  • No monthly maintenance fees
  • 0 Frs Maintenance Fee
  • Yes Interest Bearing
Apply Now
Prepaid Card Accounts
CTB Prepaid Cards offer a convenient and secure way to manage spending, whether for personal use, travel, or gifts.
  • Control spending by loading a pre-determined amount.
  • No credit checks required.
  • Globally accepted
  • Can be used for online and in-person purchases
  • Avoid overdraft fees.
  • No minimum balance requirements
  • No monthly maintenance fees
  • 0 Frs Maintenance Fee
  • No Interest Bearing
Apply Now
How to apply

What do you need to open a CTB account?

You'll need a valid National ID Card or Passport, taxpayer card, localization plan, application letter, 2 passport size photo and initial deposit

Get More Info

preferred rewards

Here's what you'll get with each account setting

Fraud protection
Fraud protection

Our zero franc Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Mobile deposits
Mobile deposits

Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.

Banking
Banking

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Debit card controls
Debit card controls

Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Custom alerts
Custom alerts

Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.

Fast, secure sign-in
Fast, secure sign-in

Need to access your account quickly? Sign in to the Mobile Banking app using the fingerprint feature on your mobile device.

Banking
Banking

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Fast, secure sign-in
Fast, secure sign-in

Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.

Ready to get started?

Visit your location branch

Visit your location branch

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Contact us today

Contact us today

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